Our Integrated Ecosystem
Three Pillars, One Ecosystem
Supply Chain Financing
Shariah-Compliant Capital Solutions
Get timely access to structured financing for your suppliers and buyers. Strengthen cash flow, reduce payment gaps, and build trust across your ecosystem.
Key Features:
- Invoice Financing
- Purchase Order Financing
- Inventory Financing
- Trade Finance Solutions
Benefits:
- 95% faster approval time
- 99% platform uptime
- 500+ SMEs supported
- 99% compliance rate
XFlow Cloud Accounting
Modern Islamic ERP & Accounting
Streamline your operations with a Shariah-compliant cloud ERP built for growing SMEs. From invoicing to reporting, manage everything in one platform.
Key Features:
- LHDN e-Invoicing
- Inventory Management
- Financial Reporting
- Multi-currency Support
Benefits:
- 80% Reduction in Manual Effort
- 99.9% uptime guarantee
- 75% Time Saved on Invoicing
- 24/7 support available
TFX Consulting
Strategic Business Transformation
Transform your business with strategic consulting aligned with Islamic principles. Expert guidance for sustainable growth and operational excellence.
Key Features:
- Business Strategy
- Digital Transformation
- Compliance Advisory
- Growth Planning
Benefits:
- Expert consultants
- Proven methodologies
- Industry insights
- Sustainable growth
Why Choose an Integrated Ecosystem?
Success Stories from Our Ecosystem
Groomy Manufacturing
Challenge:
Needed working capital and better inventory management
Solution:
Used SCF for financing and XFlow for operations management
Result:
40% improvement in cash flow and 60% reduction in inventory costs
Ulyaa Natural
Challenge:
Required digital transformation and compliance guidance
Solution:
Implemented XFlow ERP with TFX Consulting strategic guidance
Result:
Achieved full digital transformation in 6 months with 100% compliance
Serai Bamboo Hot Spring
Challenge:
Needed integrated financial solutions for rapid scaling
Solution:
Complete ecosystem implementation across all three services
Result:
3x revenue growth while maintaining operational efficiency
How Our Ecosystem Works
