HomeOur EcosystemSupply Chain Financing

Supply Chain Financing

Get timely access to structured financing for your suppliers and buyers. Strengthen cash flow, reduce payment gaps, and build trust across your ecosystem through TFX Islamic's digital platform.

95%
Faster Approval Time
RM50M+
Financing Facilitated
500+
SMEs Supported
99%
Compliance Rate

Why Choose Our SCF Platform?

Experience the advantages of digital-first supply chain financing

Competitive Rates

Access financing at competitive rates with transparent pricing and no hidden fees.

Flexible Terms

Choose from various repayment terms that align with your business cash flow cycles.

Secure & Compliant

Bank-level security with full regulatory compliance and data protection standards.

Trusted Partners

Work with established financial institutions and trusted funding partners across Malaysia.

Key Services

Empower your supply chain with accessible capital

Faster Supplier Payments

Ensure timely payouts to suppliers with financing solutions that reduce delays and build long-term relationships.

  • Instant payment processing
  • Automated disbursement
  • Supplier relationship management

Optimized Working Capital

Maximize cash flow efficiency and maintain healthy working capital ratios for sustainable growth.

  • Cash flow optimization
  • Capital efficiency
  • Growth enablement

Seamless Bank Integration

Direct integration with partner banks for streamlined financing processes and faster approvals.

  • Multi-bank connectivity
  • Real-time processing
  • Automated reconciliation

Tax Planning & Compliance

Ensure full compliance with Malaysian tax regulations while optimizing your tax planning strategies.

  • LHDN compliance
  • Tax optimization
  • Regulatory adherence

Our Approach

We take a platform-driven, partnership-first approach to provide SMEs with accessible and flexible supply chain financing.

01

Digital Invoice Generation

Generate LHDN-compliant eInvoices seamlessly with XFlow and initiate financing directly from your dashboard.

02

Easy Financing Application

Apply for funding quickly with structured invoice data — no paperwork, no long waits.

03

Streamlined Approval

Partner banks and funders receive ready-to-review financial data, enabling faster credit assessment and disbursement.

04

Real-Time Tracking

Monitor application status, disbursements, and repayment timelines in one centralized dashboard.

Who It's For?

Our Digital Supply Chain Financing is tailored for SMEs and enterprise buyers looking to optimize working capital and cash flow.

Suppliers

Needing faster invoice payouts for smoother operations

  • Immediate cash flow
  • Reduced payment delays
  • Better cash management
  • Growth opportunities
  • Buyers

    Aiming to extend payment terms while maintaining supplier trust

  • Extended payment terms
  • Supplier satisfaction
  • Working capital optimization
  • Relationship building
  • Digital-First Businesses

    Seeking a digital-first, compliant financing ecosystem

  • Paperless processes
  • Real-time visibility
  • Compliance assurance
  • Scalable solutions
  • Security & Compliance

    Enterprise-Grade Security & Regulatory Compliance

    Our platform adheres to the highest standards of data security and regulatory compliance. We implement bank-level security measures and maintain full compliance with Malaysian financial regulations to ensure your business data and transactions are always protected.

    Bank-Level Security

    256-bit SSL encryption & secure data handling

    Regulatory Compliant

    Full compliance with BNM & LHDN regulations

    Data Protection

    PDPA compliant with strict privacy controls

    Audit Ready

    Complete audit trails & documentation

    Certified & Trusted Platform

    Our platform is built with enterprise-grade security and maintains certifications from leading security organizations. We undergo regular security audits and compliance reviews.

    Ready to Optimize Your Supply Chain?

    Join hundreds of SMEs who have transformed their cash flow with our digital supply chain financing platform.